Zero Interest APRs

As interest rates continue rise, new cardholders are going to be drawn to credit cards that offer an introductory 0% APR.  As we enter into what can be an expensive holiday season, we want help our readers avoid falling into debt, and being buried in interest charges. 0% APR credit cards can make it easier for people to pay off their large expenses without paying those rising interest rates. Earning cash back can help pay down any statement balance to ease any of the big purchases that cardholders have been making. These cards also don’t charge an annual fee which is more money cardholders can be saving!

The Citi Double Cash Limited Time Offer of earning $200 cash back after you spend $1,500 on your new card in the first six months will be ending soon! And the Zero Fee, Balance Transfer Option is incredibly valuable with the high interest rates recently announced by the Federal Government.
Balance Transfers

Since the second quarter of 2021, credit card balances have risen by 13%, which is the largest year-over-year jump we have seen in the last few decades. With the rising rates, it can be extremely difficult for cardholders to pay off their current balances. One way to help ease this burden is to look into balance transfer credit cards. The Citi Double Cash Card currently holds a 18 month, zero interest balance transfer for new cardholders which gives more time to pay off debt before accumulating more due to high interest rates. Another popular balance transfer credit card is the Chase Slate Edge card. This card also offers an 18 month 0% APR balance transfer period and Chase will consider a 2% APR reduction when you pay on time and spend at least $1,000 on your card before your next account anniversary.Saving money during this time of rising rates is crucial for cardholders future credit journey and financial health.