Top NEW Credit Card Offers for July 2017

Top NEW Credit Card Offers for July 2017

HOT DEAL 75,000 Bonus AA Miles with the
Citi AA Advantage Executive MasterCard Offer!

Card

Earn 75,000 Bonus Miles when you spend $7,500 within three months. 

$100 Global Entry/TSA Pre Reimbursement – Admirals Club Lounge Membership
10,000 Elite Qualifying Miles – Priorty Check-In
$450 Annual Fee.
Click HERE for the Offers

50,000 Bonus Miles with the
United Explorer Card (Business and Personal Card Offers)!

MileagePlus Explorer card

Earn 50,000 Bonus Miles when you spend $3,000 within three months.
Earn an additional 5,000 miles when you add an authorized user.

$95 Annual Fee.
Click HERE for the Personal Card Offer
Click HERE for the Business Card Offer (annual fee waived for the business card version).

Chase Hyatt 45,000 Bonus Points OR 2 Free Nights at
at Hyatt Hotel or Resort Worldwide Offers!

Hyatt Credit Card

Earn 2 Free Nights OR 45,000 Bonus Points after spending $2,000 within 3 months. 

$75 Annual Fee.
Click HERE for the 2 Free Nights Offer
Click HERE for the 40,000 Bonus Offer

Capital One Spark for Business 50,000 Bonus Miles Offer!

Earn 50,000 Bonus Points after spending $4,500 within 3 months. 
Click HERE for the Offer

HOT DEAL Hawaiian Airlines 50,000 Bonus Miles Offer!

Earn 50,000 Bonus Miles after you spend $1,000 within three months.

Apply HERE for the Offer.
LAST MONTH’S OFFERS

60,000 Bonus Miles and the Southwest Companion Pass when you spend $3,000 within three months…
Apply Here for the Offers

Barclay Aviator 50,000 AA Bonus Miles Offer.

Apply Here for the Credit Card

Avianca Vuela 40,000 Bonus Miles Offer

with an extra 20,000 Bonus Miles using Promo Code AVSPWE

Apply Here for the Credit Card

Chase Ink Business Preferred 80,000 Bonus Offer!
Click Here for the bonus offer.

Real Redemptions Part 5: Scoring Sydney on Points, Family of 5 Does LA/Disney, & Beautiful Bali

Family of 5 Does LA/Disney

Eli is sharing a great redemption story that involves his family of 5 traveling on points to LA and of course visiting Disneyland while they were there!

As one of the 4 partners of PEYD, a credit card reward and travel concierge service, Eli knows his way around some points. It’s a good thing too because securing a redemption trip for 5 people can take some serious work!

Since tickets to Disneyland can get quite pricey without many discounts offered, Eli tells us it was even more imperative to find flights and hotels that could be purchased on points.

Eli & Family at Disney

In order to accomplish this, he utilized a number of tactics to accrue points: spending on his Starwood Preferred Guest® Credit Card from American Express, transferring points, and opening new airline and hotel credit cards for everyday spending.

Eli says the greatest way to maximize rewards potential using SPG points is to take advantage of points transfers. Certain SPG transfers of 20,000+ points yield an extra 5,000 points when converted to airline miles.

After looking at numerous airlines with direct flights from JFK to LAX, Eli decided Virgin America would be the best bet based on price and their partnership with SPG. This locked in the extra 5,000-point bonus.

Next, Eli opened 2 new Virgin America Visa Signature Cards for himself and his wife to earn 2 sign-up bonuses of 15,000 points after reaching the minimum spend limits.

Let’s recap:

  • 20,000 SPG points
  • 5,000-point transfer bonus
  • 2 x 15,000-point minimum spend bonus

Eli’s grand total was 55,000 Virgin America miles to be used for the family’s flights. Combined with some additional miles he had in his account, Eli was able to book 5 seats in economy for 64,660 round-trip.

One perk of flying Virgin America is that they allow customers to cancel flights free of charge. So when Eli saw airfare rates drop nearer to the trip date, he was able to cancel his initial flights and rebook the tickets for significantly fewer points! His new tickets came in at 53,030 points plus $58 in taxes and fees. That’s a savings of over 10,000 points!

Eli & Family Redemption

When it came to booking accommodations, it was important that Eli find a hotel near a water park for his kiddos. After some research, he was able to find a Howard Johnson in Anaheim, California that not only has a water park on the premise, but is also just minutes from Disneyland!

It’s important to note here that the Howard Johnson chain is connected to the Wyndham Hotel group. This hotel group offers a Wyndham Rewards®Visa® Card with a 30,000-point minimum spend bonus. You can probably guess where Eli was going with this one…

Two new credit card sign-ups later, Eli and his wife had earned 60,000 bonus points from hitting the minimum spend limits. This earned their family a free 4-night stay at this convenient Howard Johnson, with enough points left over to stay at another local hotel over the weekend.

Eli & Family Redemption

All in all, this redemption story proves family travel on points IS possible, though you might have to do a little extra work to get there!

Eli, we’re so glad you chose to share this family redemption with our readers!

Click HERE to see the feature story on upgradeablepoints.com!

PEYD is now Redeeming Capital One, Wells Fargo, Merrill+ and Barclay Arrival points!!

NOT SURE WHAT TO DO WITH POINTS YOU HAVE FROM ‘REGULAR’ CREDIT CARD ACCOUNTS?!

BREAKING NEWS….

PEYD is now Redeeming Capital OneWells FargoMerrill+ and Barclay Arrival points!! CONTACT US TODAY TO LEARN ABOUT YOUR REDEMPTION OPTIONS

Top NEW Credit Card Offers for June 2017

HOT DEAL Earn the Southwest Companion Pass
with the increased 60,000 Bonus Miles Offer (Business & Personal)!

Earn 60,000 Bonus Miles and the Southwest Companion Pass when you spend $3,000 within three months.

Click HERE for the Offers

HOT DEAL Barclay Aviator 50,000 AA Bonus Miles Offer!

AAdvantage Aviator Red

Earn 50,000 Bonus Miles after your FIRST PURCHASE on your new Card in your first 3 months of Card Membership and payment of the annual fee.

Apply HERE for the Offer.

Amex Blue for Business Card 20,000 Bonus Point Offer!

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Earn 20,000 Points after you spend $3,000 on purchases on your new Card in your first 3 months of Card Membership.

Apply Here for the Credit Card

Chase IHG 80,000 Bonus Point Offer!

IHG Rewards Club Credit Card

Earn 80,000 Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

Apply Here for the Credit Card

Citi Hilton 40k Bonus Point Offer!

Image result for Citi® Hilton HHonorsTM Visa Signature® Card

Earn 40,000 Points after you spend $1,000 on purchases on your new Card in your first 3 months of Card Membership.

Apply Here for the Credit Card

Avianca Vuela Credit Card 40,000 Bonus Miles Offer
with an extra 20,000 Bonus Miles using Promo Code AVSPWE

Earn  up to 60,000 Points after you spend $1,000 on purchases on your new Card in your first 3 months of Card Membership.

Apply Here for the Credit Card

During the application process, remember to enter the promo code AVSPWE on the Financial Information section, underneath the gross annual income boxes.
LAST MONTH’S OFFERS

Platinum Delta Skymiles 70,000 Point Bonus Offer (Personal & Business Card).
Apply Here for the Personal Credit Card
Apply Here for the Business Credit Card

Gold Delta Skymiles 60,000 Point Bonus Offer (Personal & Business Card).
Apply Here for the Personal Credit Card
Apply Here for the Business Credit Card

Chase Ink Business Preferred 80,000 Bonus Offer!
Click Here for the bonus offer.

Pay Your Taxes & Earn Bonus Miles & Points!

Another tax season is upon us. Paperwork, endless tax forms and if you aren’t lucky enough to get a tax refund, your payment to the IRS is already due. Let’s figure out how you can pay your taxes with your credit card and earn rewards during the process.

 

The Different Ways You Can Pay Your Taxes

There are a variety of different ways one can pay federal taxes to the Government. The IRS authorizes three different companies to accept payments on its behalf via debit or credit card. Although, these companies are allowed to include “convenience fees” on these tax payments if you are looking to earn a large bonus and meet certain minimum spending requirements it may be worthwhile to pay your taxes via a payment service, even when adding a small percentage to your overall balance and payment.

Debit Card Payment

When you pay with your debit card, a flat fee is added on to your payment, which is generally around $2.60 and $3.95, depending upon which payment processing company you utilize and — in the case of one specific payment service— whether the payment to the IRS is larger than $1,000. Using your debit card is always an effective and cheap option, as the payment charge will never exceed $4. You will also receive an immediate receipt, which can help you get approved for a loan when you’ve reported a tax liability. Unfortunately, there aren’t any debit cards at this time that will offer any type of benefits for this type tax expenses.

Credit Card Payment

Another option to pay your tax liability is by using one’s credit card with an added fee based on a percentage of the amount being paid. At present, those charges are approximately 1.9% to 2% per transaction.  These payment processor rates are dependent on the kind of credit card with AmEx cards being charged a relatively more expensive fee.

This can be a really great way to earn frequent flyer miles or bonus points which require a minimum spend within a certain time frame. So for example, if you were looking to earn the 50,000-point bonus with the Chase Sapphire card, you are required to spend $4,000 within a three-month period.

Let’s say you owe the IRS $4,000, you can choose to pay them with your Chase Sapphire card, pay an extra $80 (2% fee) and thus earn the 60,000 bonus miles, worth roughly $650!

For more information how to utilize your credit card spend and earn bonus miles and points please visit, www.getpeyd.com

Up to 60,000 Bonus Alaska Airlines Miles with the Alaska Airlines Visa Signature Cards

Alaska Airlines offers incredible redemption option through their airline partners with one-way travel in first class to Asia, Africa and the Middle East for only 70,000 miles.

This is an amazing deal and with the personal and business card bonus offers of 30,000 miles each, you are well on your way to flying first class internationally!

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30,000 Bonus Miles offer with no foreign transaction fees with your Alaska Airlines Visa Business Card®

Free checked bag for you and up to six other passengers on the same reservation

Earn 30,000 bonus Alaska Airlines miles after you make at least $1,000 in net retail purchases within the first 90 days

Annual Companion Fare from $121 (USD) ($99 base fare plus taxes and fees, from $22) if you spend $1,000 in net retail purchases within the first 90 days of account opening.

Click HERE for the Personal Credit Card

Image result for alaska airlines business credit card

30,000 Bonus Miles offer with no foreign transaction fees with your Alaska Airlines Visa Business Card®

Free checked bag for you and up to six other passengers on the same reservation

Earn 30,000 bonus Alaska Airlines miles after you make at least $1,000 in net retail purchases within the first 90 days

Annual Companion Fare from $121 (USD) ($99 base fare plus taxes and fees, from $22) if you spend $1,000 in net retail purchases within the first 90 days of account opening.

Click HERE for the Business Credit Card

Traveling like a Pro: How the PEYD Team Travel This Winter Vacation. Part 4, Family of Five to Los Angeles/Disneyland

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In our series documenting how the PEYD Team traveled this winter break using airline miles and credit card points to offset the cost of the airfare and hotels, we share our insider tricks, methods and best practices to help minimize any out of pocket expenses when planning one’s next vacation.

In this series, we will focus on how Eli and his family took a vacation to Sunny Los Angeles, which is always a great winter destination and with deluxe locations such as Disney world typically part of the itinerary, it can also get quite pricy as there aren’t many discounts available for the Disneyland entrance fee. So the need to find cheap airfare and hotel options becomes even more necessary than other destinations or vacation options.

Points Accrual

Eli was able to make this trip happen without breaking the bank by racking up miles on his Starwood Preferred Guest (SPG) credit card, opening new airline and hotel credit cards for him and his wife based on his everyday spending, with the intention of using these valuable miles and points towards his flights, hotel and overall travel.

One of the greatest ways to maximize reward potential using SPG points is by utilizing point transfers. Certain SPG transfers of 20,000 points or more give you an extra 5,000 points when converted to airline miles and luckily, Virgin America is within that bonus tier.

Airline Choice

Virgin America has direct flights to LA and is an airline partner with SPG as mentioned above, and after researching flight options with numerous airlines, it became clear that Virgin America would offer the cheapest possible tickets for California during his preferred travel dates.

With this in mind, he opened two new Virgin America Credit Cards, in order to receive their 15,000 point bonuses after spending the minimum requirement. The 20,000 SPG points Eli had accrued plus the transfer bonus of 5,000 including the two 15,000 bonus miles he had earned with the Virgin America spending bonuses left Eli with 55,000 Virgin America miles to be used for his flights.

Eli then booked his trip for 56,000 airline miles (he had 1k in his account already. As it grew nearer to his trip, Eli checked the airfare rates for his flights and noticed that the mileage cost had gotten significantly lower than it had when he originally booked. Virgin America allows customers to cancel flights free of charge so within a matter of minutes, Eli had cancelled and rebooked his tickets for a lesser amount of miles, saving himself 10,000 points in the process!

Hotel Stay

It was imperative for Eli and his wife that his kids to spend time near a water park and research was done to locate a hotel in the area that would accommodate these needs. There is a particular Howard Johnson in Anaheim, California which has a great water park on premises and is just minutes from Disneyland. Howard Johnson is connected to the Wyndham hotel chain which happens to offer a credit card with a 30,000 point spending bonus… You can guess the rest! Two credit cards signups and 60,000 bonus points later, Eli had a four-night stay at this convenient hotel for free. Luckily, there was enough points left over for Eli and his family to stay at a local hotel over the weekend in close proximity to one of his relatives – the perfect ending to a wonderful family vacation!

For more information about how you can take advantage of airline miles and credit card points and vacation in style without breaking the bank, please visit www.getPEYD.com.

** Readers should keep in mind that applying for and receiving CC is 10% of your credit score and closing them only impacts your credit line with that card.

SPG Points are in High Demand!

Image result for spg points

Due to a recent transfer promotion between Starwood Preferred Guest and a number of airlines, the value of SPG Points has risen.

You can now redeem them for the highest value in a considerable amount of time.

If you would like more information about how to redeem your SPG Points for the highest value feel free to send us an email or give us a call at (646) 801 – PEYD (7393)

Traveling like a Pro: How the PEYD Team Traveled This Winter Vacation Using Airline Miles & Credit Card Points

Family of Five to Las Vegas

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When it comes to traveling to Las Vegas, pricey hotels and costly expenses usually come to mind, but in this week’s version of ‘How The PEYD Team Travelled this Winter’, we will be covering how Yaakov, one of the founding members of PEYD, flew his entire family to Las Vegas by using his airline miles and credit card rewards points without spending any money out of pocket.

Earlier in the year, JetBlue had offered a special promotion of 75,000 bonus points to any customer who fulfills the requirements of buying a JetBlue ticket, despite having significant points/miles with another airline (like Virgin America as an example). Through this promotion, JetBlue was hoping to win the business of customers who had mileage balances with other airlines so they would choose JetBlue as their next source for airfare, rather than the airline the customer was using previously.

Yaakov transferred 41,000 Starwood Preferred Guest points to Virgin America points giving him the required 51,000 points needed to activate JetBlue’s special promotion. He immediately gained 75,000 JetBlue points and purchased a cheap airfare ticket with JetBlue ticket to display loyalty to the airline.

With those 75,000 JetBlue points, Yaakov was able to procure airfare for himself, his wife as well as his 3 children to Las Vegas during a very busy season.

Once he arrived at JFK, there were some delays at the airport and after a quick word with the flight reps- Yaakov was given an additional $175 voucher for his delays and difficulties. He decided to use the cash voucher towards the airline ticket “tax surcharges” and to purchase an additional seat for his 4th child – an infant under two years old!

Once in Vegas, Yaakov used his platinum SIXT membership card to upgrade to a large SUV (Chevy Tahoe) for the entire week, paying the low price of $300! All in all with the value of the JetBlue points awarded due to his knowledge of their lucrative offer, he was able to cover the cost of the entire trip and more!

Stay tuned for our next series as we continue to educate the public how you can take your next vacation and minimize your out of pocket expense and travel in style the PEYD way.

For more information about PEYD please visit our website www.getPEYD.com.

Increased Bonus Offers ‘In Branch’ for the Chase Ink Business Cards

The Chase Ink Business Preferred Card

Arrival Card

Beginning March 12, the signup bonus on the Chase INK Preferred card will be 100,000 points after spending $5,000 within three months. *Annual Fee waived the first year.

The current offer for this card is 80,000 bonus points and this increased offer is for branch applications only. The online offer will remain the same.

The Chase Ink Business Cash Card
Image result for chase ink
Beginning March 12, the signup bonus on the Chase INK Cash will be $500 after spending $3,000 within three months.

The current offer for this card is $300 and this increased offer is for branch applications only. The online offer will remain the same.

Traveling like a Pro: How the PEYD Team Traveled This Winter Vacation Using Airline Miles & Credit Card Points

PART 1, Married Couple with young Child – West Coast Trip

Winter break is always a challenging time of year to get hold of affordable airfare and travel packages. Nevertheless, this stood as no deterrent for the PEYD Team in planning their family vacations with members and staff traveling this winter season to California, Israel, Florida, Las Vegas and even Thailand. And we are happy to share our insider tricks, methods and best practices which can help minimize any out of pocket expenses the next time you wish to take a family vacation.

For the purposes of this article we will focus on the steps one of the PEYD partners took when he went on vacation with his wife and young child using airline miles and credit card points and in the next series we will focus on additional vacations other members of the PEYD Team planned by taking advantage of available credit card rewards and travel partnership programs.

This past Chanukah coincided with another national holiday and the most desirable travel dates of the season, with airfare and hotels being very expensive. Today, we’ll fill you in on how our PEYD Partner Dudi brought his family to sunny L.A., without paying any money out of pocket!

Dudi had been earning Starwood Preferred Guest (SPG)  credit card points from his credit card usage of the American Express SPG Credit Card and was hoping to take his accumulated points and transfer them into an airline and book a ‘mileage’ ticket. Upon realizing that airline tickets to California were requiring more miles than off peak times, he kicked into travel agent mode and pursued other options.

Instead of transferring his SPG points directly into an airline like Delta or American Airline and having to put in enough points to cover the cost of the more expensive tickets, he instead took 90,000 SPG points and transferred them into 270,000 Marriott points. (SPG points transfer into Marriott at a rate of 3 Marriott points for every SPG point).

He then took advantage of a special Marriott Hotel & Air Vacation Package where Marriott offers bonus airline miles with the airline of your choice when you book a hotel vacation package. He chose Southwest as his airline and transferred this Marriott points to Southwest equaling 120,000 SW miles – more than the 110,000 magic number required to earning a Southwest “Companion Pass.” For those not familiar, a Companion Pass is a special promotion that kicks in when you transfer or earn over 110,000 SW miles. With this pass, Southwest airlines let’s you bring an additional passenger on your itinerary for no added cost, every time you fly, for a year, and even with tickets that are booked using your SW miles.

By the time all these transfers had occurred Southwest was offering tickets to California for an affordable 50,000 points, and due to the fact that Dudi’s wife was now able to fly with him for free using the SW Companion Pass, the 110,000 SW miles Dudi earned covered himself and his son with his wife flying for free.

Side note, Dudi kept checking the Southwest rates to California knowing that they would reduce the ticket prices in accordance with that day’s particular rate. When he saw prices to LA had dropped, he cancelled his initial reservation and then immediately re-booked his tickets and the final price for his tickets only cost 38,000 Southwest points per ticket (about $450) to make it to beautiful L.A. during the busiest week of the season. And the best part, Dudi’s wife can now fly with him for free every time he chooses to fly with SW for the remaining calendar year.

Stay tuned for our next series as we continue to educate the public how you can take your next vacation and minimize your out of pocket expense and travel in style the PEYD way.

For more information about PEYD please visit our website www.getPEYD.com.

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