PEYD360° Adds Financial Services to its Suite of Offerings

Helping Businesses do Business Better

In today’s marketplace, the ability to change and grow is a key component of success. Whether it’s being on top of the latest social trends or zeroing in on your clients’ needs before they know it, evolving is essential. Yet, transformation needs to be built on top of a good reputation and a strong foundation of trust – and one company’s progression is a prime example of how it’s done.

Founded as a rewards redemption service, Get PEYD initially focused solely on assisting consumers in maximizing airline miles and credit card points. Within a few short years, the company developed into a full scale travel agency, addressing travel needs of both private individuals and small businesses. Get PEYD’s latest venture, PEYD360° takes it to an entirely different sphere, as it is now attending to the business marketplace, and in many more avenues than ever before.

The specialists at PEYD360° work with businesses to determine the most beneficial program for each particular situation. Business owners who use corporate cards to pay for inventory and operational expenses, or who conduct the majority of their business online, can potentially earn hundreds of thousands of points per month by choosing the best program to fit their corporate profile. PEYD Sales Deck Corporate

After careful review and analysis of a company’s spending profile, PEYD360° experts will then decipher the benefits of each program and advise which cards and programs to use in order to accrue the maximum rewards. Through their particular expertise on the redemption side, the mileage experts are able to then assist in utilizing those miles and points in the most efficient way.

Moshe Fried, Account Manager at Get PEYD, added that through their relationships with companies such as American Express and Visa, PEYD360° can also help companies save money in unique and lesser-known ways. “The credit card companies have come to us and said: How can we work together to get the best value for your clients?” Fried says. “We collaborate by analyzing the client’s business and spending habits to maximize their dollars and find new ways for savings and revenue.”

For example, in place of wire services for payments, companies can utilize a program at AMEX to send wire payments through one’s credit card, eliminating the issue for cash flow and increasing the opportunity for accumulating additional miles.

Founded in 2011 by four lifelong friends from New York, and now with a dedicated staff of consultants across the globe, “Get PEYD” and the PEYD logo represent the first name of each of the partners – Pinny Ackerman, Eli Schreiber, Yaakov Portnoy, and Dudi Akerman. The young entrepreneurs recognized that rewards programs were often complex and difficult to navigate, leaving many people to allow their hard won points to expire. Up to 90 percent of the 300 million-plus in frequent flyer and rewards points earned each year can go unclaimed, often because both private individuals and businesses find redeeming them to be either too challenging or too time-consuming.

By 2014, the group found themselves inundated with travel related requests from both private clients and corporate accounts. With a customer base comprised of all types of travelers – from the occasional flyer, looking to use miles or points to enjoy a free trip, to frequent flyers who have amassed high quantities of unused miles – PEYD Travel will assist clients in bundling miles and points together to allow them to enjoy their rewards in a variety of ways. Rewards can be applied not only to airfare and hotels, but to premium luxury experiences as well. PEYD Travel also works with luxury villas in destinations such as Jerusalem, Miami Beach, the Catskills, Maldives, Poconos, and the Caribbean Islands.

Pinny Ackerman, Director of Operations, explained that the PEYD Team uses its extensive knowledge of the intricate mileage network employed by various airlines and alliances to find the best deals for clients. A coach ticket to China may cost $1,000 or 70,000 miles, while a business class ticket to the same destination can run $6,500 or 140,000 miles. Although mileage tickets can offer significant savings with their substantially smaller price differentials, they can be difficult to acquire.

“An infrequent traveler may not know how to navigate the system to take advantage of that mileage ticket, but we can do that, discounted business class tickets are our specialty,” explained Ackerman. “Our agents utilize the vast network of rewards options to book the ticket and take care of everything.”

While expanding to the business sector, PEYD still maintains a strong focus on individuals’ needs, small and large, such as helping find the right credit card that fits their lifestyle, providing discounted hotel options for corporate hotel stays, or full-scale travel concierge services. The company also offers discounted airfare, and mileage specialists will search all published fares and even those industry-insider unpublished fares, getting you to your destination in the most cost effective manner.

Travel experts and concierge personnel help provide clients with a smooth travel experience and the ability to enhance every aspect of travel, from air, lodging, and car rentals to customized itineraries. PEYD offers VIP packages in Israel with several levels available including hassle-free entry and exit and optional transportation service.

“As our company has grown, we renewed our focus on business travel and rewards management,” said Eli Schreiber, PEYD’s director of marketing. “We are the only company that offers credit card rewards, airline miles and travel services merged into one cohesive product based on your business type and where you are traveling.”

Through the establishment of PEYD360°, executing efficient corporate travel itineraries has become a high priority. The PEYD team navigates through all of the tedious and time-consuming travel planning details, to allow for maximum savings and increased productivity. Services like these prove especially beneficial for small businesses that may lack the manpower and the time to deal with the consuming task of travel planning and reward redemption. Even small details, like being able to speak to a knowledgeable travel specialist, versus customer service representatives in foreign countries who don’t understand their needs, make a big difference in getting the job done well.

Through PEYD’s extreme level of attentiveness coupled with a loyal client base, this Long Island based company has grown from a four man, one room operation in NY to a full scale global business with additional offices in New York, Pittsburgh and Jerusalem, serving a diverse clientele.  With an unwavering commitment to customer service and a willingness to listen to client needs, PEYD is filling marketplace voids and helping consumers and businesses simply do business better

Real Redemptions Part 5: Scoring Sydney on Points, Family of 5 Does LA/Disney, & Beautiful Bali

Family of 5 Does LA/Disney

Eli is sharing a great redemption story that involves his family of 5 traveling on points to LA and of course visiting Disneyland while they were there!

As one of the 4 partners of PEYD, a credit card reward and travel concierge service, Eli knows his way around some points. It’s a good thing too because securing a redemption trip for 5 people can take some serious work!

Since tickets to Disneyland can get quite pricey without many discounts offered, Eli tells us it was even more imperative to find flights and hotels that could be purchased on points.

Eli & Family at Disney

In order to accomplish this, he utilized a number of tactics to accrue points: spending on his Starwood Preferred Guest® Credit Card from American Express, transferring points, and opening new airline and hotel credit cards for everyday spending.

Eli says the greatest way to maximize rewards potential using SPG points is to take advantage of points transfers. Certain SPG transfers of 20,000+ points yield an extra 5,000 points when converted to airline miles.

After looking at numerous airlines with direct flights from JFK to LAX, Eli decided Virgin America would be the best bet based on price and their partnership with SPG. This locked in the extra 5,000-point bonus.

Next, Eli opened 2 new Virgin America Visa Signature Cards for himself and his wife to earn 2 sign-up bonuses of 15,000 points after reaching the minimum spend limits.

Let’s recap:

  • 20,000 SPG points
  • 5,000-point transfer bonus
  • 2 x 15,000-point minimum spend bonus

Eli’s grand total was 55,000 Virgin America miles to be used for the family’s flights. Combined with some additional miles he had in his account, Eli was able to book 5 seats in economy for 64,660 round-trip.

One perk of flying Virgin America is that they allow customers to cancel flights free of charge. So when Eli saw airfare rates drop nearer to the trip date, he was able to cancel his initial flights and rebook the tickets for significantly fewer points! His new tickets came in at 53,030 points plus $58 in taxes and fees. That’s a savings of over 10,000 points!

Eli & Family Redemption

When it came to booking accommodations, it was important that Eli find a hotel near a water park for his kiddos. After some research, he was able to find a Howard Johnson in Anaheim, California that not only has a water park on the premise, but is also just minutes from Disneyland!

It’s important to note here that the Howard Johnson chain is connected to the Wyndham Hotel group. This hotel group offers a Wyndham Rewards®Visa® Card with a 30,000-point minimum spend bonus. You can probably guess where Eli was going with this one…

Two new credit card sign-ups later, Eli and his wife had earned 60,000 bonus points from hitting the minimum spend limits. This earned their family a free 4-night stay at this convenient Howard Johnson, with enough points left over to stay at another local hotel over the weekend.

Eli & Family Redemption

All in all, this redemption story proves family travel on points IS possible, though you might have to do a little extra work to get there!

Eli, we’re so glad you chose to share this family redemption with our readers!

Click HERE to see the feature story on upgradeablepoints.com!

Pay Your Taxes & Earn Bonus Miles & Points!

Another tax season is upon us. Paperwork, endless tax forms and if you aren’t lucky enough to get a tax refund, your payment to the IRS is already due. Let’s figure out how you can pay your taxes with your credit card and earn rewards during the process.

 

The Different Ways You Can Pay Your Taxes

There are a variety of different ways one can pay federal taxes to the Government. The IRS authorizes three different companies to accept payments on its behalf via debit or credit card. Although, these companies are allowed to include “convenience fees” on these tax payments if you are looking to earn a large bonus and meet certain minimum spending requirements it may be worthwhile to pay your taxes via a payment service, even when adding a small percentage to your overall balance and payment.

Debit Card Payment

When you pay with your debit card, a flat fee is added on to your payment, which is generally around $2.60 and $3.95, depending upon which payment processing company you utilize and — in the case of one specific payment service— whether the payment to the IRS is larger than $1,000. Using your debit card is always an effective and cheap option, as the payment charge will never exceed $4. You will also receive an immediate receipt, which can help you get approved for a loan when you’ve reported a tax liability. Unfortunately, there aren’t any debit cards at this time that will offer any type of benefits for this type tax expenses.

Credit Card Payment

Another option to pay your tax liability is by using one’s credit card with an added fee based on a percentage of the amount being paid. At present, those charges are approximately 1.9% to 2% per transaction.  These payment processor rates are dependent on the kind of credit card with AmEx cards being charged a relatively more expensive fee.

This can be a really great way to earn frequent flyer miles or bonus points which require a minimum spend within a certain time frame. So for example, if you were looking to earn the 50,000-point bonus with the Chase Sapphire card, you are required to spend $4,000 within a three-month period.

Let’s say you owe the IRS $4,000, you can choose to pay them with your Chase Sapphire card, pay an extra $80 (2% fee) and thus earn the 60,000 bonus miles, worth roughly $650!

For more information how to utilize your credit card spend and earn bonus miles and points please visit, www.getpeyd.com

Up to 60,000 Bonus Alaska Airlines Miles with the Alaska Airlines Visa Signature Cards

Alaska Airlines offers incredible redemption option through their airline partners with one-way travel in first class to Asia, Africa and the Middle East for only 70,000 miles.

This is an amazing deal and with the personal and business card bonus offers of 30,000 miles each, you are well on your way to flying first class internationally!

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30,000 Bonus Miles offer with no foreign transaction fees with your Alaska Airlines Visa Business Card®

Free checked bag for you and up to six other passengers on the same reservation

Earn 30,000 bonus Alaska Airlines miles after you make at least $1,000 in net retail purchases within the first 90 days

Annual Companion Fare from $121 (USD) ($99 base fare plus taxes and fees, from $22) if you spend $1,000 in net retail purchases within the first 90 days of account opening.

Click HERE for the Personal Credit Card

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30,000 Bonus Miles offer with no foreign transaction fees with your Alaska Airlines Visa Business Card®

Free checked bag for you and up to six other passengers on the same reservation

Earn 30,000 bonus Alaska Airlines miles after you make at least $1,000 in net retail purchases within the first 90 days

Annual Companion Fare from $121 (USD) ($99 base fare plus taxes and fees, from $22) if you spend $1,000 in net retail purchases within the first 90 days of account opening.

Click HERE for the Business Credit Card

Traveling like a Pro: How the PEYD Team Travel This Winter Vacation. Part 4, Family of Five to Los Angeles/Disneyland

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In our series documenting how the PEYD Team traveled this winter break using airline miles and credit card points to offset the cost of the airfare and hotels, we share our insider tricks, methods and best practices to help minimize any out of pocket expenses when planning one’s next vacation.

In this series, we will focus on how Eli and his family took a vacation to Sunny Los Angeles, which is always a great winter destination and with deluxe locations such as Disney world typically part of the itinerary, it can also get quite pricy as there aren’t many discounts available for the Disneyland entrance fee. So the need to find cheap airfare and hotel options becomes even more necessary than other destinations or vacation options.

Points Accrual

Eli was able to make this trip happen without breaking the bank by racking up miles on his Starwood Preferred Guest (SPG) credit card, opening new airline and hotel credit cards for him and his wife based on his everyday spending, with the intention of using these valuable miles and points towards his flights, hotel and overall travel.

One of the greatest ways to maximize reward potential using SPG points is by utilizing point transfers. Certain SPG transfers of 20,000 points or more give you an extra 5,000 points when converted to airline miles and luckily, Virgin America is within that bonus tier.

Airline Choice

Virgin America has direct flights to LA and is an airline partner with SPG as mentioned above, and after researching flight options with numerous airlines, it became clear that Virgin America would offer the cheapest possible tickets for California during his preferred travel dates.

With this in mind, he opened two new Virgin America Credit Cards, in order to receive their 15,000 point bonuses after spending the minimum requirement. The 20,000 SPG points Eli had accrued plus the transfer bonus of 5,000 including the two 15,000 bonus miles he had earned with the Virgin America spending bonuses left Eli with 55,000 Virgin America miles to be used for his flights.

Eli then booked his trip for 56,000 airline miles (he had 1k in his account already. As it grew nearer to his trip, Eli checked the airfare rates for his flights and noticed that the mileage cost had gotten significantly lower than it had when he originally booked. Virgin America allows customers to cancel flights free of charge so within a matter of minutes, Eli had cancelled and rebooked his tickets for a lesser amount of miles, saving himself 10,000 points in the process!

Hotel Stay

It was imperative for Eli and his wife that his kids to spend time near a water park and research was done to locate a hotel in the area that would accommodate these needs. There is a particular Howard Johnson in Anaheim, California which has a great water park on premises and is just minutes from Disneyland. Howard Johnson is connected to the Wyndham hotel chain which happens to offer a credit card with a 30,000 point spending bonus… You can guess the rest! Two credit cards signups and 60,000 bonus points later, Eli had a four-night stay at this convenient hotel for free. Luckily, there was enough points left over for Eli and his family to stay at a local hotel over the weekend in close proximity to one of his relatives – the perfect ending to a wonderful family vacation!

For more information about how you can take advantage of airline miles and credit card points and vacation in style without breaking the bank, please visit www.getPEYD.com.

** Readers should keep in mind that applying for and receiving CC is 10% of your credit score and closing them only impacts your credit line with that card.

SPG Points are in High Demand!

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Due to a recent transfer promotion between Starwood Preferred Guest and a number of airlines, the value of SPG Points has risen.

You can now redeem them for the highest value in a considerable amount of time.

If you would like more information about how to redeem your SPG Points for the highest value feel free to send us an email or give us a call at (646) 801 – PEYD (7393)

Traveling like a Pro: How the PEYD Team Traveled This Winter Vacation Using Airline Miles & Credit Card Points

Family of Five to Las Vegas

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When it comes to traveling to Las Vegas, pricey hotels and costly expenses usually come to mind, but in this week’s version of ‘How The PEYD Team Travelled this Winter’, we will be covering how Yaakov, one of the founding members of PEYD, flew his entire family to Las Vegas by using his airline miles and credit card rewards points without spending any money out of pocket.

Earlier in the year, JetBlue had offered a special promotion of 75,000 bonus points to any customer who fulfills the requirements of buying a JetBlue ticket, despite having significant points/miles with another airline (like Virgin America as an example). Through this promotion, JetBlue was hoping to win the business of customers who had mileage balances with other airlines so they would choose JetBlue as their next source for airfare, rather than the airline the customer was using previously.

Yaakov transferred 41,000 Starwood Preferred Guest points to Virgin America points giving him the required 51,000 points needed to activate JetBlue’s special promotion. He immediately gained 75,000 JetBlue points and purchased a cheap airfare ticket with JetBlue ticket to display loyalty to the airline.

With those 75,000 JetBlue points, Yaakov was able to procure airfare for himself, his wife as well as his 3 children to Las Vegas during a very busy season.

Once he arrived at JFK, there were some delays at the airport and after a quick word with the flight reps- Yaakov was given an additional $175 voucher for his delays and difficulties. He decided to use the cash voucher towards the airline ticket “tax surcharges” and to purchase an additional seat for his 4th child – an infant under two years old!

Once in Vegas, Yaakov used his platinum SIXT membership card to upgrade to a large SUV (Chevy Tahoe) for the entire week, paying the low price of $300! All in all with the value of the JetBlue points awarded due to his knowledge of their lucrative offer, he was able to cover the cost of the entire trip and more!

Stay tuned for our next series as we continue to educate the public how you can take your next vacation and minimize your out of pocket expense and travel in style the PEYD way.

For more information about PEYD please visit our website www.getPEYD.com.

Increased Bonus Offers ‘In Branch’ for the Chase Ink Business Cards

The Chase Ink Business Preferred Card

Arrival Card

Beginning March 12, the signup bonus on the Chase INK Preferred card will be 100,000 points after spending $5,000 within three months. *Annual Fee waived the first year.

The current offer for this card is 80,000 bonus points and this increased offer is for branch applications only. The online offer will remain the same.

The Chase Ink Business Cash Card
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Beginning March 12, the signup bonus on the Chase INK Cash will be $500 after spending $3,000 within three months.

The current offer for this card is $300 and this increased offer is for branch applications only. The online offer will remain the same.

Traveling like a Pro: How the PEYD Team Traveled This Winter Vacation Using Airline Miles & Credit Card Points

PART 1, Married Couple with young Child – West Coast Trip

Winter break is always a challenging time of year to get hold of affordable airfare and travel packages. Nevertheless, this stood as no deterrent for the PEYD Team in planning their family vacations with members and staff traveling this winter season to California, Israel, Florida, Las Vegas and even Thailand. And we are happy to share our insider tricks, methods and best practices which can help minimize any out of pocket expenses the next time you wish to take a family vacation.

For the purposes of this article we will focus on the steps one of the PEYD partners took when he went on vacation with his wife and young child using airline miles and credit card points and in the next series we will focus on additional vacations other members of the PEYD Team planned by taking advantage of available credit card rewards and travel partnership programs.

This past Chanukah coincided with another national holiday and the most desirable travel dates of the season, with airfare and hotels being very expensive. Today, we’ll fill you in on how our PEYD Partner Dudi brought his family to sunny L.A., without paying any money out of pocket!

Dudi had been earning Starwood Preferred Guest (SPG)  credit card points from his credit card usage of the American Express SPG Credit Card and was hoping to take his accumulated points and transfer them into an airline and book a ‘mileage’ ticket. Upon realizing that airline tickets to California were requiring more miles than off peak times, he kicked into travel agent mode and pursued other options.

Instead of transferring his SPG points directly into an airline like Delta or American Airline and having to put in enough points to cover the cost of the more expensive tickets, he instead took 90,000 SPG points and transferred them into 270,000 Marriott points. (SPG points transfer into Marriott at a rate of 3 Marriott points for every SPG point).

He then took advantage of a special Marriott Hotel & Air Vacation Package where Marriott offers bonus airline miles with the airline of your choice when you book a hotel vacation package. He chose Southwest as his airline and transferred this Marriott points to Southwest equaling 120,000 SW miles – more than the 110,000 magic number required to earning a Southwest “Companion Pass.” For those not familiar, a Companion Pass is a special promotion that kicks in when you transfer or earn over 110,000 SW miles. With this pass, Southwest airlines let’s you bring an additional passenger on your itinerary for no added cost, every time you fly, for a year, and even with tickets that are booked using your SW miles.

By the time all these transfers had occurred Southwest was offering tickets to California for an affordable 50,000 points, and due to the fact that Dudi’s wife was now able to fly with him for free using the SW Companion Pass, the 110,000 SW miles Dudi earned covered himself and his son with his wife flying for free.

Side note, Dudi kept checking the Southwest rates to California knowing that they would reduce the ticket prices in accordance with that day’s particular rate. When he saw prices to LA had dropped, he cancelled his initial reservation and then immediately re-booked his tickets and the final price for his tickets only cost 38,000 Southwest points per ticket (about $450) to make it to beautiful L.A. during the busiest week of the season. And the best part, Dudi’s wife can now fly with him for free every time he chooses to fly with SW for the remaining calendar year.

Stay tuned for our next series as we continue to educate the public how you can take your next vacation and minimize your out of pocket expense and travel in style the PEYD way.

For more information about PEYD please visit our website www.getPEYD.com.

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How to fly to Israel for free this Passover Using American Express Delta Credit Cards!

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During the holiday season in Jewish communities across the country, there is always an uptick in conversation about who is traveling to Israel for Yom Tov, and how nice it was to visit their child in Seminary the previous year, or how beautiful it would be to spend Chanukah in the Old City… Whether your desire is to take the family to Israel for Pesach or perhaps a Mid-Winter vacation for this coming January, your everyday expenses can help you earn enough points/miles to travel to Israel without any money out of pocket. Lately the news is even better: there are four new limited time offers from American Express that can help you get there.

For starters, it can be very confusing navigating the vast network of airline and credit card rewards programs. It’s vital that a person apply for the best credit card offers and understand how exactly to use their miles to book the most cost effective travel arrangements. At PEYD, our mantra is to help our clients understand how to use their buying power to take advantage of great new offers as they become available. We truly enjoy helping our clients navigate this industry, in the hope that they can experience what it feels like to travel the world in style without breaking the bank.

American Express just released four limited time Delta Credit Card offers that can give consumers enough miles to make it to The Holy Land by Chanukah or latest Pesach of this coming year.

Let’s see a breakdown of the offers below.

American Express Delta Offers

The Gold Delta SkyMiles® Business Credit Card from American Express is offering a limited time offer of 50,000 bonus miles (up from 30,000) after $2,000 is spent in purchases in the first 3 months. Additionally, you can earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. The limited time offer ends on 11/09/2016.

Click HERE for the offer.

The Platinum Delta SkyMiles® Business Credit Card from American Express is offering a limited time offer of 70,000 bonus miles after $5,000 is spent in purchases in the first 3 months. Additionally, you can earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. The limited time offer ends on 11/09/2016.

Click HERE and scroll down to apply for the offer.

The Gold Delta SkyMiles® Personal Credit Card from American Express is offering a limited time offer of 50,000 bonus miles (up from 30,000) after $2,000 is spent in purchases in the first 3 months. Additionally, you can earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. The limited time offer ends on 11/09/2016.

Click HERE to apply for the personal card offer.

The Platinum Delta SkyMiles® Personal Credit Card from American Express is offering a limited-time offer of 70,000 bonus miles after you spend $3,000 in eligible purchases on your new Card in your first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. This Limited time offer expires on 11/9/16.

Click HERE to apply for the personal card offer.

Once you apply for these credit offers and complete the required minimum spend (yeshiva tuition for 2/3 kids can often cover this!) it’s time to figure out how many “rewards miles” it will actually take to obtain your desired flight to Israel. Next, we must confirm that there is ‘mileage availability’ – the most important aspect of booking award travel.

After running a test of the Delta Skymiles award program, we found full availability for tickets to Israel this Pesach for as low as 70,000 Delta Miles round-trip, with a stopover included. That means if you get approved for both business credit cards you will have enough miles to fly two people to Israel this year and if one get approved for all three cards, you’ve truly hit a homerun.

It’s important to keep in mind that these limited time offers are only available until the first week of November and specifically to customers that have not yet been offered of any of these bonuses previously. In addition, mileage availability often changes without notice so it is best to take advantage of this ASAP.

Luckily, there are also some great hotel offers available which can help you keep costs down while traveling. Whether one utilizes Starwood bonus offers or others, the benefits of a heavily discounted trip to Israel are too great to pass up.

The good news is that even if these Delta Mileage tickets are no longer available, you can always utilize your miles by exchanging them with PEYD for a paid flight to Israel. There are never any blackout dates or catches when booking your travel this way.

For more information and to get the links to these offers, visit www.getpeyd.com or email info@getpeyd.com.