Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay with the Citi® Double Cash Card – 18 month BT offer

Intro Offer
0% Balance Transfer
Reward Type
Usage Type
Recommended Credit
Good (690 - 719)
Card Network
Annual Fee

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.


Balance Transfers do not earn cash back. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.



No limits.
There are no caps on cash back earned, and it all adds up fast.
No confusing categories.
Earn cash back twice on every purchase, wherever you use your card.
No annual fee.*
All the benefits of the Citi Double Cash card without the annual fee.
Earn at your pace.
When you make a purchase, you’ll earn 1% unlimited cash back. Then, you earn an additional 1% cash back as you make payments for that purchase.

To earn cash back, pay at least the minimum due on time.


0% Intro APR for 18 months on balance transfers; Correct APR: 14.24% – 24.24% (Variable)

  • Balance transfers do not earn cash back.